Effective Date: 1/1/2024

Your privacy is important to us. This Privacy Policy explains how Instant E Loans (“we,” “us,” or “our”) collects, uses, discloses, and protects your information when you visit our website and use our services.

1. Information We Collect

We may collect various types of information, including:

  • Personal Information: Information that identifies you personally, such as your name, email address, phone number, and financial information when you apply for our services.
  • Non-Personal Information: Information that does not directly identify you, including your browser type, IP address, operating system, and browsing behavior on our website.

2. How We Use Your Information

We use the information we collect for various purposes, including:

  • To process and evaluate your loan application.
  • To communicate with you regarding your account or transactions.
  • To provide you with customer support.
  • To analyze usage and trends to improve our services.
  • To comply with legal requirements and protect our rights.

3. Information Sharing and Disclosure

We do not sell or rent your personal information to third parties. However, we may share your information in the following situations:

  • Service Providers: We may share your information with trusted third-party service providers who assist us in operating our website, conducting our business, or servicing you, under strict confidentiality obligations.
  • Legal Requirements: We may disclose your information if required by law or to respond to valid requests by public authorities, including subpoenas or court orders.
  • Business Transfers: If we are involved in a merger, acquisition, or asset sale, your personal information may be transferred as part of that transaction.

4. Data Security

We implement reasonable security measures to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

5. Your Rights

Depending on your location and applicable laws, you may have certain rights regarding your personal information, including the right to access, correct, or delete your information. If you have any concerns regarding your rights or our practices, please refer to the relevant legal statutes in your jurisdiction.

6. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience. Cookies are small data files stored on your device that help us remember your preferences and improve our services. You can manage your cookie preferences through your browser settings.

7. Third-Party Links

Our website may contain links to third-party websites. We do not control these sites and are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party sites you visit.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website with a new effective date. Your continued use of our services after any modifications to this policy will constitute your acknowledgment of the changes and your consent to abide by and be bound by the modified policy.

9. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please notify us.